This card also has a $0 annual fee. Earn 50,000 online bonus points (a $500 value) after you make at least $3,000 in purchases in the first 90 days of account opening. Bank of America Customized Cash Rewards credit card. The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. According to J.D. Look, this is a really good Bank of America credit card. Every Bank of America credit card offers you $0 Liability Guarantee. The mobile app from Bank of America allows you to manage your credit card with relative ease. This protects you if the card falls into someone elses hands. Step 2 (of 2) Tell us where you currently live. Bank of America Secured credit cards can help those with damaged credit rebuild their credit score. . We dont want to hurt their feelings. 1 Your Bank of America credit cards can be added to your digital wallets for Apple Pay, Google Pay, PayPal and Samsung Pay. Learn more about digital wallets Our Review . Best overall: Bank of America Customized Cash Rewards credit card. If you travel frequently, consider the Bank of America Premium Rewards credit card, which offers a base 2 points per dollar on travel Yeah, we suppose, but dont tell the other Bank of America cards we said that. The Bank of America Travel Rewards credit card offers a top welcome bonus among competitors with no annual fee. (I'm getting better. Visa and MasterCard credit and debit cards: Your 3-digit security code is located on the back of your card in the signature line. The card awards 3 percent cash back on a category of choice gas, online shopping, dining, travel, drug stores or home improvements and furnishings. Certain digital wallets use virtual cards. How soon can I start redeeming my credit card rewards? Ink Business Preferred Credit CardHigh sign-up bonusOffers 3x bonus points on several spending categories, including travel and advertising purchasesIncludes comprehensive travel coverage Stay connected with our app. Best for intro 0% APR: BankAmericard credit card. I understand this is not a credit card application and this search will not affect my credit score. American Express cards: Your 4-digit code is located on the front of your card, just above the embossed card number. Continue to step 2. Bank of America has an application rule called 2/3/4. To redeem your credit card rewards by phone, call 800.434.8313 and select option 2 (Mon-Fri 9 a.m.-9 p.m. Sign the back of a new card right away. These benefits are mostly found on the top-tier Bank of America credit cards, though many more Bank of America credit cards have contactless chip technology and zero liability fraud protection. Unfortunately, this card does come with a $95 annual fee that is not waived in the first year. This cards 3% (or $10, if greater) balance transfer fee is unusually low. Standard Features. Digital Wallet Technology. It's all right at your fingertips, on your timeline. Consider using your business credit card perks to reward employees. $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening. WalletHub's Take: The Bank of America Customized Cash Rewards credit card is a good credit card for people with excellent credit who want to earn 2% - 3% cash back on up to $2,500 spent per quarter in select categories (1% otherwise). Smart tip. Bank of America today announced the launch of the Bank of America Unlimited Cash Rewards credit card, which allows clients to earn unlimited 1.5% cash back on all purchases. The higher your credit card balance, the lower the available credit you have remaining for making additional purchases.

Bank of America credit cards offer many top-notch rewards that appeal to all kinds of consumers, including travel benefits and protections. ET). Turn on suspicious activity alerts, and spend a few minutes working on your password and PIN for the account. Everytime this happens I wander in to my local branch, feeling like a loser, to talk to their customer service. Alaska Airlines Visa Signature Card: Best card for airline rewards. Bank of America Customized Cash Rewards Credit Card Best Cash Back Offers 3% cash back in the category of your choice (gas, online The Bank of America Custom Cash Secured Card requires a $200+ security deposit. BankAmericards low balance transfer fee is a big incentive for applicants who wish to transfer high-interest card balances at relatively low cost. 4.6/5.0. read full answer Best no-annual-fee travel card: Bank of America Travel Rewards credit card. Mobile Banking features Pay your bill View transactions Access your FICO Score 3 Transfer money Manage account alerts 5 Change card PIN BankAmeriDeals Choose the deals you want at places you like We'll credit cash back to your account when you pay with your eligible Bank of America credit or debit card. Powers 2021 Credit Card Satisfaction Study, Bank of A gift card is always a good choice, but you may even be able to offer a trip that includes airfare and hotel.

Finally, the Bank of America Premium Rewards credit card s sign-up bonus is 50,000 bonus points for spending $3,000 within 90 days from account opening. The icons along the bottom of the screen make main functions of the app easy to navigate. Rewards and perks are a big draw if you pay off your balance each month. Bank of America Business Advantage Travel Rewards World Mastercard credit card. Bank of America Secured credit cards can help those with damaged credit rebuild their credit score. Minimum security deposits are $300, but if approved cardholders can deposit up to $4,900 to use Usually it turns out that I've forgotten to grab it after I've gotten some cash at the atm. Learn more The Balance Carrier. This new credit card is the latest among Bank of Americas suite of rewards cards, each designed to fit a variety of clients needs. BankAmericard Secured Credit Card: Best card for building credit. Higher balances raise your credit utilization and lower your credit score. July 19, 2021 at 9:00 AM Eastern. A digital wallet securely stores information about your physical credit card so you can conveniently make purchases at participating merchants. However, for a limited time, new cardholders can earn 60,000 bonus Virgin points after spending $2,000 or more on purchases in the first 90 days of account opening (offer ends 7/28/22). Best for travel perks: Bank of America Premium Rewards credit card. The benefits of Bank of America credit cards include several types of travel insurance, purchase protection, and up to $200 in travel credits. To apply for a Bank of America credit card, you'll need your personal information, including Social Security number and total annual income. Lots of rewards. Theyll only approve you for at most two cards per rolling 2 months, three cards per rolling 12 months, and four cards per rolling 24 months. Many competing cards fees, including those with long introductory balance transfer APR promotions, top 4% or even 5%. * Select Cash rewards Travel rewards Premium rewards Lower rate Build or rebuild credit I don't have a preference. for overdraft protection. One appealing feature of the Bank of America Customized Cash Rewards card is a flexible rewards rate that lets users choose their own bonus category. 72 reviews of Bank of America Financial Center "I am notorious for losing my atm card. Balance Connect. Contactless Chip Technology. It is possible to get approved for a credit card from Bank of America with limited credit history or a bad credit score, for example.

The best Bank of America credit card for bad credit is the Bank of America Customized Cash Rewards Secured Credit Card because it offers 1 - 3% cash back, depending on the type of purchase.

You can check your current credit card balance online or by calling your credit card customer service via the number on the back of your credit card. Plus, the Bank of America Customized Cash Rewards credit card is easily worthwhile given its $0 annual fee and initial Browse cash-back deals with BankAmeriDeals 4 no matter where you are. Recap of the best Bank of America credit cards. Explore all features Manage accounts Check your balance, deposit checks, 2 view statements, pay bills, transfer money between your accounts and set up alerts 3 through email, text or push notifications. The Bank of America Premium Rewards credit card, for instance, offers a $1,500 minimum credit limit for approved applicants. Rental car insurance and roadside assistance benefits. Show me my offers. 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) and 1% cash back on all other purchases Calculate rewards. 4.2 / 5. 5. If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. 5. Practice credit card protection from day one. Bank of America Customized Cash Rewards credit card review: This card might be a good fit for fee-averse consumers who spend enough in the bonus categories to earn the 2% and 3% rewards but don Generally, cardholders with at least good credit have a better chance at receiving higher credit limits. Other Bank of America credit limits could start out much higher.

Whats also notable is that most Bank of America cards feature no annual fee, so youll be able to enjoy the benefits without having to worry about offsetting an additional yearly cost. Bank of America has a strong reputation for customer service. Get the app. Online & Mobile Banking. If my application is approved, when can I start using my new card? Other features of the BankAmericard. Well spell out why.

Though the BankAmericard is a barebones card that is light on features, it does include several features designed to help cardholders manage debt and improve their credit. Quick Facts.

Pay & transfer As part of Bank of America's credit card services, you also get to access your FICO score Pros Cons The Bank of America Customized Cash Rewards Secured does not offer an introductory APR, so it is not your pick when you are looking for extra incentives By phone. Secure, convenient banking anytime. Read full card review. Here are 19 things everybody should know about Bank of America when it comes to their credit cards. What kind of credit card are you interested in? 5. this has only happened twice this year.) Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. Certain cash rewards redemption options have no minimum requirements, and you can start redeeming after your first billing cycle. If you are approved and agree to your new credit card disclosures, you can start using your card right away. Consumers who have checking or savings accounts with Bank of America receive an additional 10% rewards bonus on every purchase made with a Bank of America rewards card. Bank of America Advertiser Disclosure Our editors review each credit card and provide our ratings based on the features the credit card offers consumers including the fees, interest rates, benefits, rewards, and how it compares to other credit cards in its category. Bank of America Platinum Plus Mastercard Business card: Best card for small businesses. Bank of America Customized Cash Rewards for Students: Best card for students. Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1

Amongst Bank of Americas offerings are cards that provide travel rewards, cash back rewards and low introductory rates.